Terms of Service

1. Acceptance of Terms

By accessing this website or using any service provided by Patrelia, you confirm that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access or use our services.

2. Description of Services

Patrelia provides AI-powered data analysis tools intended to support informational and decision-making purposes related to investment research. Our services do not constitute financial, investment, tax, or legal advice, and nothing on this website should be interpreted as a recommendation to buy, sell, or hold any financial instrument.

All analyses, reports, and outputs generated by our tools are provided "as is" for informational purposes only. Users remain solely responsible for any investment or financial decisions they make.

3. Eligibility

You must be at least the age of majority in your jurisdiction of residence to use our services. By using Patrelia, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

4. Account Responsibilities

If you create an account or submit information through our website, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any credentials associated with your account and for all activity that occurs under it. Notify us promptly if you suspect unauthorized access.

5. No Investment Advice

Patrelia is not a registered investment advisor, broker-dealer, or financial institution. The tools and information provided are intended to assist with independent research only. All investment activity carries risk, including the potential loss of principal, and past performance or modeled outcomes are not indicative of future results. You should consult a qualified financial professional before making any investment decisions.

6. Acceptable Use

You agree not to:

• Use the website or services for any unlawful purpose or in violation of these Terms;
• Attempt to gain unauthorized access to our systems, data, or networks;
• Reverse engineer, decompile, or otherwise attempt to extract the source code of our tools;
• Interfere with or disrupt the integrity or performance of our services;
• Use automated means to scrape, copy, or republish content without permission.

7. Intellectual Property

All content, trademarks, logos, software, and materials available through Patrelia, including text, graphics, and design elements, are the property of Patrelia or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written consent.

8. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by Patrelia. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. Accessing third-party links is at your own risk.

9. Disclaimers

Our services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that our services will be uninterrupted, error-free, or completely secure.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Patrelia and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment losses, arising out of or related to your use of our services, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Patrelia and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our services, violation of these Terms, or infringement of any third-party rights.

12. Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, Patrelia, or third parties.

13. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Updated Terms will be posted on this page with a revised effective date. Continued use of our services after changes are posted constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Patrelia operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

15. Contact

Questions about these Terms should be directed through the contact channels listed on our website.